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The type and amount of health care costs that will be covered by the health plan are specified in advance, in the member contract or Evidence of Coverage booklet. Florida The individual policy-holder's payment obligations may take several forms[7]: Georgia Premium: The amount the policy-holder pays to the health plan each month to purchase health coverage. Hawaii Deductible: The amount that the policy-holder must pay out-of-pocket before the health plan pays its share. Home For example, a policy-holder might have to pay a $500 deductible per year, before any of their health care is covered by the health plan. Idaho It may take several doctor's visits or prescription refills before the policy-holder reaches the deductible and the health plan starts to pay for care. Illinois Co-payment:

Recycling

Recycling is the reprocessing of materials into new products. Recycling generally prevents the waste of potentially useful materials, reduces the consumption of raw materials and reduces energy usage, and hence greenhouse gas emissions, compared to virgin production. Recycling is a key concept of modern waste management and is the third component of the waste hierarchy. Recyclable materials, also called "recyclables", may originate from a wide range of sources including the home and industry. They include glass, paper, aluminium, asphalt, iron, textiles and plastics. Biodegradable waste, such as food waste or garden waste, is also recyclable with the assistance of micro-organisms through composting or anaerobic digestion. Recyclates are sorted and separated into material types. Contamination of the recylates with other materials must be prevented to increase the recyclates' value and facilitate easier reprocessing for the ultimate recycling facility. This sorting can be performed either by the producer of the waste or within semi- or fully-automated materials recovery facilities. There are two common household methods of recycling. In curbside collection , consumers leave presorted recyclable materials in front of their property to be collected by a recycling vehicle. With a "bring" or carry-in system, the householder takes the materials to collection points, such as transfer stations or civic amenity sites. Recycling Recycling is beneficial in two ways: it reduces the inputs (energy and raw materials) to a production system and reduces the amount of waste produced for disposal. A study conducted by the Technical University of Denmark found that in 80% of cases, recycling is the most efficient method to dispose of household waste.[2] Some materials like aluminum can be recycled indefinitely as there is no change to the materials. Other recycled materials like paper require a percentage of raw materials (wood fibers) to be added to compensate for the degradation of existing fibers. Recycling aluminium saves 95% of the energy cost of processing new aluminium[2] because the melting temperature is reduced from 900 °C to 600 °C. It is by far the most efficient material to recycle. Recycling plastic saves 70% of the energy used in creating new plastic, and paper recycling saves 40% of the energy required to make a new product.[2] The resources being processed are purer, thus less energy is needed to process them. Additionally less energy is needed to transport them from the place of extraction (e.g. bauxite/aluminium ore mines in Brazil or coniferous forests in Scandinavia as compared to domestic areas). This reduces the environmental, social, and usually the economic costs of manufacturing. For example, bauxite mines in Brazil displace indigenous people, create noise pollution from blasting, machinery and transport, and create air pollution in the form of particulates (dust). The habitat loss and visual destruction is also negative both to the aesthetic qualities of the areas and the local environment. The most commonly used methods for waste disposal (landfill, pyrolysis, incineration) may be environmentally damaging and unsustainable. Therefore any way to reduce the volume of waste being disposed in this fashion may be beneficial. The maximum environmental benefit is gained by waste minimization (reducing the amount of waste produced), and reusing items in their current form such as refilling bottles. In the past recycling has been a fragmented industry with recycling companies only accepting specific materials for recycling, or only common materials such as plastic or metals. More recent approaches have resulted in recycling companies that accept a wide variety of materials or emerging market materials such as ceiling tiles, carpet, stained wood etc.. An example of a company that accepts a wide variety of materials, including emerging recycling markets is the Green Recycling Wiki Recycling
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Northwest Territories This coverage, however, cannot apply to rental cars because the insurance company does not want to assume responsibility for a claim greater than the value of the insured’s vehicle, assuming that a rental car may be worth more than the insured’s vehicle. Nova Scotia Blues and Blues Boogie Most rental car companies offer insurance to cover damage to the rental vehicle. Nunavut These policies may be unnecessary for many customers as credit card companies, such as Visa and MasterCard, now provide supplemental collision damage coverage to rental cars if the transaction is processed using one of their cards. Ohio These benefits are restrictive in terms of the types of vehicles covered. Oklahoma Liability Ontario Liability coverage provides a fixed dollar amount of coverage for damages that an insured driver becomes legally liable to pay due to an accident or other negligence.