Drunk driving |
123WordDrunk drivingDrunk driving is the act of operating and/or driving a motor vehicle while under the influence of alcohol and/or drugs to the degree that mental and motor skills are impaired. It is illegal in all jurisdictions within the U.S. The specific criminal offense is usually called driving under the influence [of alcohol and/or other drugs] (DUI), and in some states driving while intoxicated (DWI), operating while impaired (OWI), or operating a vehicle under the influence (OVI). Such laws may also apply to boating or piloting aircraft. In the United States the National Highway Traffic Safety Administration (NHTSA) estimates that 17,941 people died in 2006 in "alcohol-related" collisions, representing 41 percent of total traffic deaths in the US. Over 500,000 people were injured in alcohol-related accidents in the US in 2003. NHTSA defines fatal collisions as "alcohol-related" if they believe the driver, a passenger, or a nonoccupant of the vehicle (such as a pedestrian or pedalcyclist) had a blood alcohol content (BAC) of 0.01 or greater. NHTSA defines nonfatal collisions as "alcohol-related" if the accident report indicates evidence of alcohol present. NHTSA specifically notes that "alcohol-related" does not necessarily mean a driver or nonoccupant was tested for alcohol and that the term does not indicate a collision or fatality was caused by the presence of alcohol.[1] On average, about 60 percent of the BAC values are missing or unknown. To analyze what they believe is the complete data, statisticians simulate BAC information. Drunk driving Thus it is necessary for example, when a family member comes of driving age they must be added on to the policy. New Hampshire Liability insurance sometimes does not protect the policy holder if they operate any vehicles other than their own. New Jersey When you drive a vehicle owned by another party, you are covered under that party’s policy. New Mexico Non-owners policies may be offered that would cover an insured on any vehicle they drive. New York This coverage is available only to those who do not own their own vehicle and is sometimes required by the government for drivers who have previously been found at fault in an accident. Newfoundland and Labrador Generally, liability coverage extends when you rent a car. North Carolina Comprehensive policies usually also apply to the rental vehicle, although this should be verified beforehand. North Dakota Full coverage premiums are based on, among other factors, the value of the insured’s vehicle. |
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